Run to Treasury bonds or gold when you really want to stay on the side lines.
Treasury bonds are basically US govt. “I owe you” money.
TIPS (Treasury Inflation-Protected Securities (TIPS) are a form of U.S. Treasury bond designed to help investors protect against inflation. These bonds are indexed to inflation, have U.S. government backing, and pay investors a fixed interest rate as the bond’s par value adjusts with the inflation rate.) ~3%.
SHY : iShares 1-3 Year Treasury Bond ETF (SHY)
lowest beta, barely ever moves, 2% dividend. fairly safe
SHV : iShares Short Treasury Bond ETF (SHV)
Ultra short term united states treasury etf super safest.
BND: Vanguard Total Bond Market Index Fund ETF Shares (BND)
This one may be affected by corporate bonds, it’s extra cheap
TLT : iShares 20+ Year Treasury Bond ETF (TLT)
0.15% expense ratio, includes short and longer term treasury. Moves bit more with market
IAU : NYSEArca – Nasdaq Real Time Price. Currency in USD
Gold ETF, sit on the sides until the chaos is over.
Not good for long term investment.
If the account is for your near retirement Father/Grandpa and risk must be taken off the table. Then go SHY or just Cash