Run to Treasury bonds or gold when you really want to stay on the side lines.

Treasury bonds are basically US govt. “I owe you” money.

TIPS (Treasury Inflation-Protected Securities (TIPS) are a form of U.S. Treasury bond designed to help investors protect against inflation. These bonds are indexed to inflation, have U.S. government backing, and pay investors a fixed interest rate as the bond’s par value adjusts with the inflation rate.) ~3%.

https://en.wikipedia.org/wiki/United_States_Treasury_security
https://www.thebalance.com/how-do-tips-work-417128

An ugly bloody week because of pandemic Coronavirus – Feb 25, 2020

SHY : iShares 1-3 Year Treasury Bond ETF (SHY)
https://finance.yahoo.com/quote/shy
lowest beta, barely ever moves, 2% dividend. fairly safe

SHV : iShares Short Treasury Bond ETF (SHV)
https://finance.yahoo.com/quote/shv
Ultra short term united states treasury etf super safest.

BND: Vanguard Total Bond Market Index Fund ETF Shares (BND)
https://finance.yahoo.com/quote/bnd
This one may be affected by corporate bonds, it’s extra cheap

TLT : iShares 20+ Year Treasury Bond ETF (TLT)
https://finance.yahoo.com/quote/tlt
0.15% expense ratio, includes short and longer term treasury. Moves bit more with market

IAU : NYSEArca – Nasdaq Real Time Price. Currency in USD
https://finance.yahoo.com/quote/iau
Gold ETF, sit on the sides until the chaos is over.
Not good for long term investment.

If the account is for your near retirement Father/Grandpa and risk must be taken off the table. Then go SHY or just Cash

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